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Common Real Estate Questions
Get answers to frequently asked questions about buying, selling, and investing in real estate
The first step is getting pre-approved for a mortgage. This helps you understand your budget and shows sellers you're a serious buyer. You should also connect with a local real estate agent who can guide you through the entire process.
The best way to determine your home's value is through a comparative market analysis (CMA) from a local real estate agent. This analysis looks at recent sales of similar homes in your area, current market conditions, and your home's unique features.
While you can sell your home any time, spring and early fall typically see the most buyer activity. However, the best time to sell depends on your local market conditions, personal circumstances, and property type. A local real estate agent can help you determine the optimal timing.
Key factors include location (neighborhood, school district, proximity to amenities), property size and condition, recent renovations or upgrades, local market conditions, and economic factors. Some factors you can control through improvements, while others are market-dependent.
The timeline varies, but typically, once an offer is accepted, it takes 30-60 days to close. The entire process, including searching for a home or preparing to sell, can take several months. Market conditions, financing, and negotiation complexity can all impact the timeline.
Focus on structural elements (foundation, roof, walls), systems (electrical, plumbing, HVAC), signs of water damage or mold, natural light, room layout, storage space, and neighborhood characteristics. Consider bringing a checklist and taking photos (with permission) to help remember details.
Down payment requirements vary by loan type and lender. While 20% is traditional, many buyers use loans requiring as little as 3.5% (FHA) or 5% (conventional) down. However, a larger down payment typically means better loan terms and lower monthly payments.